Archive for February, 2008
How to set up your Health Savings Account (HSA) with a Bank?
After setting up a High Deductible Health Plan (HDHP) that is Health Savings Account (HSA) eligible you are then left with the questions of which institution to place your account. This process can be very easy, if you just know where to go. Here is a list of banks that offer hosting of the HSA […]
TRICARE: Military Health Care Plan
What is TRICARE?
TRICARE is the health care program serving active duty service members, National Guard and Reserve members, retirees, their families, survivors and certain former spouses worldwide. As a major component of the Military Health System, TRICARE brings together the health care resources of the uniformed services and supplements them with networks of civilian health […]
Indiana: What is Hoosier Healthwise?
What is Hoosier Healthwise?
Hoosier Healthwise is a special program within Indian’s state Medicaid Office that provides health and medical coverage to certain lower income families, children, and pregnant women in Indiana. The goals of the program are to provide health care to children and families and to help prevent health problems with early intervention and treatment. […]
Health Insurance Options for Pastors
As a Health Insurance Specialist for HealthInsuranceChaser.com and Chaser Insurance Group my goal is to find alternative solutions to help individuals find a better health insurance option than they currently have in place. When offering an alternative health insurance option to a pastor in Cincinnati, Ohio I truly realized the opportunity to make changes with the members […]
In Health Insurance, what is considered a Qualifying Event?
A qualifying event is a change in an employee’s personal life that may impact their eligibility or dependent’s eligibility for benefits. Employees experiencing a qualifying event can change benefit elections. In Ohio, the change must be made within 31 days of the qualifying event. Qualifying events include, but are not limited to, the following:
Marriage
Divorce
Change in dependent […]
Getting Help Paying Hospital Bills in Cincinnati, Ohio
There are three ways in Cincinnati to help take care of hospital bills you cannot afford.
Hospital Care Assurance Program
Hamilton County Hospital Levy
Hospital Charity Care Programs
Hospital Care Assurance Program
The Hospital Care Assurance Program allows Ohio residents with family income below 100% of the federal poverty level to receive hospital level services at most Ohio […]
How to Reduce the Chances of having a Health Insurance Claim Declined
There are things you could do to reduce the chances of your claim being denied by your health plan. Here are some of them:
If you have a health plan, there will eventually be a time when you will call your health insurance company because:
they denied a claim
denied an authorization
denied due to lack of […]
Covering the Uninsured
As everybody knows there are many people across the nation that are uninsured. The reason for being uninsured is different for each and every family. You may not even realize the health insurance options outside of your employer sponsored health plans, while some just simply can not afford health insurance.
To begin, I would first recommend checking into health insurance […]
Comparing Deductibles in Traditional Co-pay and Health Savings Account (HSA) Eligible Plans
In todays health insurance environment it is often difficult to weed through what the terms actually mean, especially when they really have differnt meaning from plan to plan. Afterall, the true meaning is really defined by what is covered and is not coverred.
To start, you must first understand one term and how that effects you as […]
How do Health Savings Accounts (HSA’s) work?
The HSA plans that were introduced a few years ago are growing at an alarming rate. According to the Kaiser Foundation, an estimated 3.8 million workers are enrolled in consumer-driven plans, about equally divided between high-deductible plans that qualify for a Health Saving Account (HSA) and plans with a Health Reimbursement Arrangement (HRA). This year, […]
