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EDUCATING INDIVIDUALS AND FAMILIES ABOUT APPROPRIATE AND AFFORDABLE
MEDICAL / HEALTH INSURANCE OPTIONS
Archive for September, 2009

Healthcare Cost Estimator

Due to the current structure of our healthinsurance system it is very difficult to know what the actual and health insurance carrier treatment costs are for different procedures.  Here is a great website that goes over this information treatment by treatment:
http://www1.subimo.com/hca/app/anthemnatl/View/TreatmentCostAdvisor/FullList?division
I have found it extremely helpful in regards to gaining a better understanding of how my […]

Questions about the Anthem Lumenos Health Savings Account and how it works

 Do we have to put the money in the Health Savings Account ahead of time and is there a minimum amount? 
You are not required to put any money in the HSA, but if you would like to have a monthly deposit put in they usually require that the deposit be at least $25 per month.
The Anthem […]

Medicare General Enrollment Period

If you didn’t sign up for Medicare Part B when you first became eligible, you may be able to sign up during the General Enrollment Period. This period runs from January 1 through March 31 of each year. During this time, you can sign up for Medicare Part B at your local Social Security office. […]

Who is Eligible for Medicare?

Generally, you are eligible for Medicare if you or your spouse worked for at least 10 years in Medicare-covered employment and you are 65 years or older and a citizen or permanent resident of the United States. If you aren’t yet 65, you might also qualify for coverage if you have a disability or with […]

What is Medicare?

Medicare is a Health Insurance Program for:

People age 65 or older.
People under age 65 with certain disabilities.
People of all ages with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant).

Medicare has Two Parts:

Part A (Hospital Insurance)Most people don’t have to pay for Part A.
Part B (Medical Insurance)Most people pay monthly for Part B.

You […]