Archive for January, 2010
COBRA PREMIUM ASSISTANCE EXTENDED
The Federal government has extended the 65 percent COBRA premium assistance eligibility period for 2 months until February 28, 2010 for those individuals who experience an involuntary termination of employment. Also, the maximum premium assistance period has been extended from 9 to 15 months. Below is the U.S. Department of Labor fact sheet which summarizes […]
Ohio Department of Insurance Summary of Open Enrollment Dates
Below is a chart prepared by the Ohio Department of Insurance which summarizes the new open enrollment rates offered by each carrier participating in the program. For more information on the open enrollment program, click on the ODI’s Open Enrollment Toolkit
ODI - Sample Open Enrollment Premium Rates - January 2010
Basic Coverage for a non‐smoker residing […]
Congress extends COBRA Subsidy
The American Recovery and Reinvestment Act of 2009 (ARRA) provided premium subsidy and
additional election opportunities for health benefi ts under COBRA through December 31, 2009.
Eligible individuals pay only 35 percent of their COBRA premiums and the remaining 65 percent is
reimbursed to the coverage provider through a tax credit.
Last week congress passed a bill that includes […]
Anthem Ohio Individual Health Insurance Open Enrollment Reform… What does it all mean?
anthem-2010-open-enrollment-rates-brochure-and-application.pdf
After speaking to a current group health insurance client of mine, I realized that although the current health insurance system is changing daily, there is still not a true understanding of how it effects each person individually. Unfortunately as we see new legislation, the changes may not be apparent or even helpful in many situations. In […]
Help With Prescriptions in Ohio
Many people do without prescription medication because they cannot afford it. In 2005, in Greater Cincinnati, 10.5% of the population did not receive prescription medication because they needed the money to buy food, clothing or pay for housing. 26.9% of the uninsured were unable to purchase needed medication. Below is some information about programs to […]
Taking the Mystery out of Individual Health Care Coverage
As more and more companies defray healthcare costs by passing them along to employees and more people join the ranks of the self-employed, retired and going-back-to-school, individual health insurance becomes of critical importance. Not only will it keep your family covered in between career moves, it can also be a less-expensive option than employer-provided insurance. […]
Ohio’s Individual Market Open Enrollment Begins
Ohio’s newly revised open enrollment program for uninsurable Ohioans is now in effect. The program, which requires all insurers in Ohio’s individual and non-employer group market to participate, was one of the health care reform measures included in Ohio’s recently enacted biennial budget. Below is a summary of the program’s requirements:
Individual Market Open Enrollment for […]
