Archive for September, 2010
Health Insurance for Ohio Children - Post Reform
The Ohio Department of Insurance plans in the next few days to issue an emergency rule that officials hope will entice health insurers to reverse decisions to stop offering policies for Ohio children on the individual market to avoid federal health reform requirements, Columbus Business First reported.
Several of the state’s […]
Medicare Part D Premiums Could Increase 10% For Some Seniors In 2011
Did you know that millions of seniors face double-digit hikes in their Medicare prescription premiums next year unless they shop for cheaper coverage. Premiums will go up an average of 10 percent among the top 10 drug plans that have signed up about 70 percent of seniors, according to an analysis of Medicare data by […]
Over 50 million uninsured according to U.S. Census Bureau
According to the U.S. Census Bureau, which released new figures this week regarding the number of Americans without health insurance, and the numbers of uninsured are on the rise. In 2009, 50.7 million people were without health insurance coverage, up from 46.3 million people in 2008.
In a press release, NAHU CEO Janet Trautwein commented “The […]
Non-Grandfathered Healthcare Reform Preventive Services
As a result of the healthcare reform bill, there are going to be changes made as to what is classified and covered as a preventive wellness service. Because preventive wellness services will be covered, for the most part, by all carriers, it’s important to know what is covered and what is an out-of-pocket expense for an […]
Health insurance brokers offer free advice to consumers
As the world of health insurance becomes more and more complicated, thanks in large part to the health care reform bill, it can be frustrating when trying to understand the many options available. Many confused and frustrated consumers are turning to free and independent health insurance agents to determine what plans are best […]
Obesity Treatments Often Times NOT Covered by Insurers
With over two thirds of American adults overweight or obese it’s quite apparent that weight related health issues are a major concern among insurers. However, most insurers are not willing to help cover the costs related to weight management programs—leaving the member to find alternative means to cover the cost of such programs.
In […]
Anthem to Suspend Sale of Child Only Policies
Effective September 23, 2010, Anthem Blue Cross & Blue Shield will suspend the sale of child only policies in all states, except those states that are required by law to offer such policies. As a result of the Patient Protection and Affordability Care Act (PPACA), insurers are facing a lot of uncertainty regarding how the […]
Health Reform Already Effecting Health Insurance Premiums
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We are now seeing health insurance premiums increase by up to 9% solely due to the early provisions of health reform which include:
Allowing children to remain on their parent’s policies to age 26
Guaranteed issue for dependent children
The creation of high risk pools
That being said, many of the provisions do not go into […]
Protect Yourself with Humana’s Newest Ancillary Products!
With health insurance rates on the rise, many people with individual and family health insurance policies are looking for ways to reduce their monthly premiums. In most cases the only way to lower rates is by increasing the deductible. It’s understandable that most people might be uncomfortable with this proposition as such a […]
Cobra Eligibilty Requirements
There are three elements to qualifying for the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) benefits. COBRA establishes specific criteria fplans, qualified beneficiaries, and qualifying events. These elements will determine the period of coverage.
Plans: Group health plans maintained by employers with 20 or more employees on more than 50% of their typical business days […]
