Healthcare costs
HHS releases preventive care list updates
Two weeks ago, an independent panel recommended that FDA-approved contraceptive methods and some other services be covered 100% as a preventive care service under health care reform. The Institute of Medicine developed this recommendation at the request of the Department of Health and Human Services (HHS).
On August 1, 2011, HHS released new guidelines outlining required preventive care services for […]
Medical costs on the rise
Year after year it seems that healthcare related costs are on the rise. Some reasons for the increased spending includes: increased utilization of services, an aging population and the development of new drugs and technologies.
Recently, a number of stories have documented some reasons for rising premiums, including:
A recent report from AARP says that the retail prices […]
Medicare Part D Premiums Could Increase 10% For Some Seniors In 2011
Did you know that millions of seniors face double-digit hikes in their Medicare prescription premiums next year unless they shop for cheaper coverage. Premiums will go up an average of 10 percent among the top 10 drug plans that have signed up about 70 percent of seniors, according to an analysis of Medicare data by […]
Health Reform Already Effecting Health Insurance Premiums
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We are now seeing health insurance premiums increase by up to 9% solely due to the early provisions of health reform which include:
Allowing children to remain on their parent’s policies to age 26
Guaranteed issue for dependent children
The creation of high risk pools
That being said, many of the provisions do not go into […]
Ohio Employers Paying for Employees Individual and Family Health Insurance Policies
Many employers in Ohio do not realize that they have the option to get individual health insurance and replace there expensive small group health policies. Whether your company is in Cincinnati, Columbus, Dayton or Cleveland this information will apply. Let’s look at the implications and understand why whether individual or a small group plan is your […]
Upcoming Health Care Reform Changes Affect Affordable Health Insurance Quotes- Effective September 23, 2010
Wellpoint Anthem Blue Cross and Blue Shield just announced (and all of the other health insurance carriers will be announing) that due to the new changes resulting from the Patient Protection and Affordable Care Act (PPACA) that they will be required to update their plans and rates that will be effective September 23. Essentially, all health insurance […]
Anthem Ohio Individual Health Insurance Open Enrollment Reform… What does it all mean?
anthem-2010-open-enrollment-rates-brochure-and-application.pdf
After speaking to a current group health insurance client of mine, I realized that although the current health insurance system is changing daily, there is still not a true understanding of how it effects each person individually. Unfortunately as we see new legislation, the changes may not be apparent or even helpful in many situations. In […]
Ohio’s Individual Market Open Enrollment Begins
Ohio’s newly revised open enrollment program for uninsurable Ohioans is now in effect. The program, which requires all insurers in Ohio’s individual and non-employer group market to participate, was one of the health care reform measures included in Ohio’s recently enacted biennial budget. Below is a summary of the program’s requirements:
Individual Market Open Enrollment for […]
One Major Step to Fixing our Health Insurance System
Our current health insurance and health care system in general is broken. There is not one end all be all solution to the problem, but there is one major change that I believe moves us in the right direction. That is taking the employer out of the health insurance equation. Did you know that companies […]
Healthcare Cost Estimator
Due to the current structure of our healthinsurance system it is very difficult to know what the actual and health insurance carrier treatment costs are for different procedures. Here is a great website that goes over this information treatment by treatment:
http://www1.subimo.com/hca/app/anthemnatl/View/TreatmentCostAdvisor/FullList?division
I have found it extremely helpful in regards to gaining a better understanding of how my […]
