Private / Individual Health Insurance
How to Purchase Affordable Individual Health Insurance
Everyone has different health insurance needs and when shopping for the best health insurance plan for your situation it is important to be realistic about what affordable health insurance really is for you and how much value you will find in your individual health insurance plan.
Each year there are over 1.5 million personal bankruptcies and […]
Taking the Mystery out of Individual Health Care Coverage
As more and more companies defray healthcare costs by passing them along to employees and more people join the ranks of the self-employed, retired and going-back-to-school, individual health insurance becomes of critical importance. Not only will it keep your family covered in between career moves, it can also be a less-expensive option than employer-provided insurance. […]
Understanding President Obama’s Stimulus Package for Health Care
Even the acronym is just a little scary; the word “COBRA” brings to mind images of a deadly snake, coiled to strike folks who just want to hang on to their health insurance, presenting them with limited options that can be prohibitively expensive. In today’s economy, with the unemployment rate hitting levels unseen in decades, […]
Health Insurance Options for Pastors
As a Health Insurance Specialist for HealthInsuranceChaser.com and Chaser Insurance Group my goal is to find alternative solutions to help individuals find a better health insurance option than they currently have in place. When offering an alternative health insurance option to a pastor in Cincinnati, Ohio I truly realized the opportunity to make changes with the members […]
Comparing Deductibles in Traditional Co-pay and Health Savings Account (HSA) Eligible Plans
In todays health insurance environment it is often difficult to weed through what the terms actually mean, especially when they really have differnt meaning from plan to plan. Afterall, the true meaning is really defined by what is covered and is not coverred.
To start, you must first understand one term and how that effects you as […]
Health Insurance and Bankruptcy
Did you know that half of U.S. bankruptcies, affecting 2 million people annually, were attributable to illness or medical bills? As we continually look for answers in regard to handling todays health care crisis, it is important to look outside the box with the items that are under our control as a consumer of health […]
Should You Buy Your Own Private Health Insurance Plan?
Many people these days are deciding to opt out of their employer’s health insurance plan in order to find more affordable options. The Holland family from Cincinnati, Ohio decided it was time to make a change from paying $860 per month for their employer sponsored plan through the husband’s workplace. They started out their search by logging […]
Should I waive off my employer sponsored health insurance plan?
Based on most health carrier contracts with employers, the carrier would require you to accept your employer sponored coverage if and only if the employer is covering 100% of the health insurance premium. But, as most people have realized, an employer that pays all of any employees health insurance premium is very hard to come across in these times. Therefore, in many situations employees should […]
