Private / Individual Health Insurance
Health Insurance for Ohio Children - Post Reform
The Ohio Department of Insurance plans in the next few days to issue an emergency rule that officials hope will entice health insurers to reverse decisions to stop offering policies for Ohio children on the individual market to avoid federal health reform requirements, Columbus Business First reported.
Several of the state’s […]
Health Reform Already Effecting Health Insurance Premiums
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We are now seeing health insurance premiums increase by up to 9% solely due to the early provisions of health reform which include:
Allowing children to remain on their parent’s policies to age 26
Guaranteed issue for dependent children
The creation of high risk pools
That being said, many of the provisions do not go into […]
Deducting Self-Employed Health Insurance Premiums
If you have self-employment income, then you can take a deduction for health insurance expenses.
Before claiming this tax deduction, you must calculate your allowable health insurance deduction. Take your self-employment income, and subtract the 50% deduction for self-employment taxes, and subtract any retirement contributions you make to SEP-IRA, SIMPLE-IRA, or Keogh plan. The remainder is […]
Ohio Employers Paying for Employees Individual and Family Health Insurance Policies
Many employers in Ohio do not realize that they have the option to get individual health insurance and replace there expensive small group health policies. Whether your company is in Cincinnati, Columbus, Dayton or Cleveland this information will apply. Let’s look at the implications and understand why whether individual or a small group plan is your […]
Taking the Mystery out of Individual Health Care Coverage
As more and more companies defray healthcare costs by passing them along to employees and more people join the ranks of the self-employed, retired and going-back-to-school, individual health insurance becomes of critical importance. Not only will it keep your family covered in between career moves, it can also be a less-expensive option than employer-provided insurance. […]
Simplify your search for Individual Health Insurance
Simplify your search for Individual Health Insurance
Choosing individual health insurance for you or your family is no easy task these days and no one I’ve met says they enjoyed it. To find the best health insurance plan, you should know what to look for and how to find it. Health insurance can be troublesome to […]
Are you young and uninsured? Then you need to read this!!
Young people are more likely to take risks than older people. This is why you don’t see a lot of 50-year-olds competing in the X-Games. But just because you’re not planning to compete in the Skateboard Big Air competition, doesn’t mean you should ever go without health insurance.
A head injury and hospital stay from a […]
Medical Discount Plans are NOT Health Insurance…know the difference between the two before you buy
Medical discount plans can be useful for some consumers looking to save money on health care. But they’re not the same as health insurance. Medical discount plans don’t pay any of your health care costs; instead, they require you to pay a fee for a list of health care providers and sellers of health-related products […]
Are you self-employed and looking for health insurance in Ohio?
The self-employed face some unique challenges when it comes to finding health insurance for their families. Health Insurance specialists can be found online, and can help you find the best policy for your situation.
The brave people who become self-employed often can keep their health coverage by extending their employer group benefits through COBRA. (The Consolidated Omnibus Budget […]
How to Find Individual and Family Health Insurance Plans in Ohio
Affordable health insurance in Cincinnati, Columbus, Dayton, Cleveland, Akron, Toledo or any other city can be very easy to find if you know what to look for and how to find it. Health insurance carriers such as Anthem, Medical Mutual of Ohio, United Healthcare, Humana, Aetna and many others are always competing for new individual […]
