Medical Insurance Terms
What is a pre-existing condition clause?
Many individuals do not even look at options outside of the plans offered by thier employers. Many times the reason for this is that they believe that any conditions that they currently have would not be covered by a new plan, but this is incorrect.
The pre-existing condition clause is actually defined as:
The overriding federal law […]
In Health Insurance, what is considered a Qualifying Event?
A qualifying event is a change in an employee’s personal life that may impact their eligibility or dependent’s eligibility for benefits. Employees experiencing a qualifying event can change benefit elections. In Ohio, the change must be made within 31 days of the qualifying event. Qualifying events include, but are not limited to, the following:
Marriage
Divorce
Change in dependent […]
