Purchasing Tips for Health Insurance
Why are you not able to purchase an individual health insurance policy for children in Ohio (Post Health Care Reform)?
The main reason is that Ohio cannot demand insurers sell the health insurance coverage and the carriers (Anthem, UHC, Aetna, Medical Mutual of Ohio) have been forced to protect themselves against adverse selection.
Carriers are worried consumers will wait until a child is sick before trying to buy insurance. Under current conditions, those seeking coverage […]
Understanding Health Reimbursement Accounts and Health Reimbursement Arrangements (HRA)
In the world of consumer directed healthcare, first there was the MSA, then the HRA and finally the HSA (Health Savings Accounts). Today the HSA is king of the mountain, but for savvy employers across the country, the HRA is a tool that helps them manage their health care costs.
The Health Reimbursement Account (HRA) has […]
Upcoming Health Care Reform Changes Affect Affordable Health Insurance Quotes- Effective September 23, 2010
Wellpoint Anthem Blue Cross and Blue Shield just announced (and all of the other health insurance carriers will be announing) that due to the new changes resulting from the Patient Protection and Affordable Care Act (PPACA) that they will be required to update their plans and rates that will be effective September 23. Essentially, all health insurance […]
Ohio Small Business Health Care Tax Credit
Most small business owners do not realize if or when they are eligible for tax credits on the small group health insurance plan they provide for their employees. Health reform legislation signed by President Obama includes a Small Business Health Care Tax Credit to help small businesses afford the cost of covering their workers. Below […]
Anthem Ohio Individual Health Insurance Open Enrollment Reform… What does it all mean?
anthem-2010-open-enrollment-rates-brochure-and-application.pdf
After speaking to a current group health insurance client of mine, I realized that although the current health insurance system is changing daily, there is still not a true understanding of how it effects each person individually. Unfortunately as we see new legislation, the changes may not be apparent or even helpful in many situations. In […]
Simplify your search for Individual Health Insurance
Simplify your search for Individual Health Insurance
Choosing individual health insurance for you or your family is no easy task these days and no one I’ve met says they enjoyed it. To find the best health insurance plan, you should know what to look for and how to find it. Health insurance can be troublesome to […]
Medical Discount Plans are NOT Health Insurance…know the difference between the two before you buy
Medical discount plans can be useful for some consumers looking to save money on health care. But they’re not the same as health insurance. Medical discount plans don’t pay any of your health care costs; instead, they require you to pay a fee for a list of health care providers and sellers of health-related products […]
Are you self-employed and looking for health insurance in Ohio?
The self-employed face some unique challenges when it comes to finding health insurance for their families. Health Insurance specialists can be found online, and can help you find the best policy for your situation.
The brave people who become self-employed often can keep their health coverage by extending their employer group benefits through COBRA. (The Consolidated Omnibus Budget […]
How to Find Individual and Family Health Insurance Plans in Ohio
Affordable health insurance in Cincinnati, Columbus, Dayton, Cleveland, Akron, Toledo or any other city can be very easy to find if you know what to look for and how to find it. Health insurance carriers such as Anthem, Medical Mutual of Ohio, United Healthcare, Humana, Aetna and many others are always competing for new individual […]
How to Purchase Affordable Individual Health Insurance
Everyone has different health insurance needs and when shopping for the best health insurance plan for your situation it is important to be realistic about what affordable health insurance really is for you and how much value you will find in your individual health insurance plan.
Each year there are over 1.5 million personal bankruptcies and […]
