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EDUCATING INDIVIDUALS AND FAMILIES ABOUT APPROPRIATE AND AFFORDABLE
MEDICAL / HEALTH INSURANCE OPTIONS
Uncategorized

2011 Medicare Part B Premiums

2011 Part B Premium Amounts for Persons with Higher Income Levels

Most Medicare beneficiaries will continue to pay the same $96.40 or $110.50 Part B premium amount in 2011. Beneficiaries who currently have the Social Security Administration (SSA) withhold their Part B premium and have incomes of $85,000 or less ($170,000 or less for joint filers) […]

Adult and Child Preventative Services List

Child Preventive Care (Birth to 18 years)

Preventive physical exams

Screening tests include:

Vision screening2
Hearing screening
Oral health assessment
Screening for lead exposure
Screening for anemia
Screening for tuberculosis
Pelvic exam and Pap test, including screening for cervical and ovarian cancer
Newborn screenings including sickle cell anemia
Developmental and behavioral assessments
Cholesterol and lipid level screening
Screening for depression
Screening and counseling for obesity
Behavioral counseling to promote a […]

Individual Health Insurance Policies and Maternity Coverage

When choosing a health insurance plan and also planning to have children you must take many variables into consideration.  Individual health insurance policies will not include maternity coverage unless you elect to add it on as a rider to a policy.  But it is also important to consider not only adding it on to a […]

Healthcare reform and its tax implications

Key tax changes affecting individuals as a result of healthcare reform:
 
Limits on reimbursement of over-the-counter medications from HRAs, HSAs, FSAs and MSAs.  Over-the-counter drugs not prescribed by a doctor are excluded from being reimbursed through a health reimbursement account (HRA) or health flexible savings accounts (FSAs) and from being reimbursed on a tax-free basis through […]

Republicans likely to repeal healthcare reform

As reported in the Dow Jones Newswire (11/3, Vaughan, subscription required):  House Republicans intend to propose a vote to repeal the healthcare law early next year, although any such legislation will likely stall in the Senate, where Democrats are expected to retain the majority. Experts say that the real fight over implementation of the law […]

Medicare Part D Premiums Could Increase 10% For Some Seniors In 2011

Did you know that millions of seniors face double-digit hikes in their Medicare prescription premiums next year unless they shop for cheaper coverage. Premiums will go up an average of 10 percent among the top 10 drug plans that have signed up about 70 percent of seniors, according to an analysis of Medicare data by […]

Non-Grandfathered Healthcare Reform Preventive Services

As a result of the healthcare reform bill, there are going to be changes made as to what is classified and covered as a preventive wellness service.  Because preventive wellness services will be covered, for the most part, by all carriers, it’s important to know what is covered and what is an out-of-pocket expense for an […]

Protect Yourself with Humana’s Newest Ancillary Products!

With health insurance rates on the rise, many people with individual and family health insurance policies are looking for ways to reduce their monthly premiums.  In most cases the only way to lower rates is by increasing the deductible.  It’s understandable that most people might be uncomfortable with this proposition as such a […]

Self Employed Health Quotes with Medical Mutual of Ohio SuperMed One

Affordable self employed health quotes can be hard to find.  Throughout Cincinnati, Dayton, Columbus, Cleveland and Toledo there are thousands of individuals who are in need of affordable self employed health quotes, such as the health insurance plans through SuperMed One offered by Medical Mutual of Ohio. 
Medical Mutual of Ohio offers numerous […]

Health Care Reform Update: Removing lifetime & dollar limits for essential health benefits

As a result of the Patient Protection and Affordable Care Act (PPACA), or Health Care Reform Bill, health insurance carriers must remove lifetime limits and annual dollar limits on covered services that are determined to be “essential health benefits”.  These essential health benefits are determined by the US Department of Health and Human Services (HHS).  […]