Medical Sharing Plans: A risky alternative to Health Insurance
Whether you are in Cincinnati, Columbus or Cleveland, many Ohioans share negative feelings toward health insurance carriers. After all, the carriers do accept and decline individuals at will, raise premiums consistently and remain profitable–regardless of the economic climate. Over the last decade many have sought out alternative health care options. One alternative, which […]
Maternity Benefits: No longer a common offering
As the landscape of our nation’s health care system continues to change, products and benefits offered by the many carriers change as well. While the health care reform will eventually force the carriers to shoulder higher risk individuals, who would have been declined coverage prior to the legislation, the carriers are scrambling to […]
COBRA Subsidy Expires… Alternatives Available
Effective June 1, 2010, the federal COBRA subsidy expired. The program was enacted in March of 2009 and allowed COBRA participants to receive a 65% federal subsidy as a part of the Obama Administration’s $787 billion stimulus program.
House Democrats at the end of May elected not to extend the subsidy through the remainder […]
Health Care Reform Timeline for Ohioans
The Patient Protection and Affordable Care Act, or Health Care Reform Bill, was signed by President Obama on March 23, 2010. Throughout the United State, this legislation has been met with great support and opposition. However, there is no debating the fact this bill will greatly change the way our current health care […]
Taking the Mystery out of Individual Health Care Coverage
As more and more companies defray healthcare costs by passing them along to employees and more people join the ranks of the self-employed, retired and going-back-to-school, individual health insurance becomes of critical importance. Not only will it keep your family covered in between career moves, it can also be a less-expensive option than employer-provided insurance. […]
Simplify your search for Individual Health Insurance
Simplify your search for Individual Health Insurance
Choosing individual health insurance for you or your family is no easy task these days and no one I’ve met says they enjoyed it. To find the best health insurance plan, you should know what to look for and how to find it. Health insurance can be troublesome to […]
Are you young and uninsured? Then you need to read this!!
Young people are more likely to take risks than older people. This is why you don’t see a lot of 50-year-olds competing in the X-Games. But just because you’re not planning to compete in the Skateboard Big Air competition, doesn’t mean you should ever go without health insurance.
A head injury and hospital stay from a […]
Should a Small Business Owner offer Health Insurance?
Depends? Much of what I am going to say may only apply to the state of Ohio, being that we work mainly with health insurance clients in the surrounding Cincinnati, Cleveland, and Columbus markets. Every situation is different, but the biggest mistake that a small business owner usually makes about their health insurance plan is […]
Medical Discount Plans are NOT Health Insurance…know the difference between the two before you buy
Medical discount plans can be useful for some consumers looking to save money on health care. But they’re not the same as health insurance. Medical discount plans don’t pay any of your health care costs; instead, they require you to pay a fee for a list of health care providers and sellers of health-related products […]
Are you self-employed and looking for health insurance in Ohio?
The self-employed face some unique challenges when it comes to finding health insurance for their families. Health Insurance specialists can be found online, and can help you find the best policy for your situation.
The brave people who become self-employed often can keep their health coverage by extending their employer group benefits through COBRA. (The Consolidated Omnibus Budget […]
