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EDUCATING INDIVIDUALS AND FAMILIES ABOUT APPROPRIATE AND AFFORDABLE
MEDICAL / HEALTH INSURANCE OPTIONS

Adult and Child Preventative Services List

Child Preventive Care (Birth to 18 years)

Preventive physical exams

Screening tests include:

Vision screening2
Hearing screening
Oral health assessment
Screening for lead exposure
Screening for anemia
Screening for tuberculosis
Pelvic exam and Pap test, including screening for cervical and ovarian cancer
Newborn screenings including sickle cell anemia
Developmental and behavioral assessments
Cholesterol and lipid level screening
Screening for depression
Screening and counseling for obesity
Behavioral counseling to promote a […]

Medicare Advantage: Update for 2011

With individual and group health insurance rates on the rise, premiums for the average Medicare Advantage plan will actually drop by 1% for 2011. “Despite the claims of some, Medicare Advantage remains a strong, robust option for millions of seniors who choose to enroll or stay in a participating plan,” said Donald Berwick, the administrator […]

Obesity Treatments Often Times NOT Covered by Insurers

With over two thirds of American adults overweight or obese it’s quite apparent that weight related health issues are a major concern among insurers.  However, most insurers are not willing to help cover the costs related to weight management programs—leaving the member to find alternative means to cover the cost of such programs.
In […]

Anthem to Suspend Sale of Child Only Policies

Effective September 23, 2010, Anthem Blue Cross & Blue Shield will suspend the sale of child only policies in all states, except those states that are required by law to offer such policies.  As a result of the Patient Protection and Affordability Care Act (PPACA), insurers are facing a lot of uncertainty regarding how the […]

Protect Yourself with Humana’s Newest Ancillary Products!

With health insurance rates on the rise, many people with individual and family health insurance policies are looking for ways to reduce their monthly premiums.  In most cases the only way to lower rates is by increasing the deductible.  It’s understandable that most people might be uncomfortable with this proposition as such a […]

Medical Sharing Plans: A risky alternative to Health Insurance

Whether you are in Cincinnati, Columbus or Cleveland, many Ohioans share negative feelings toward health insurance carriers.  After all, the carriers do accept and decline individuals at will, raise premiums consistently and remain profitable–regardless of the economic climate.  Over the last decade many have sought out alternative health care options.  One alternative, which […]

Maternity Benefits: No longer a common offering

As the landscape of our nation’s health care system continues to change, products and benefits offered by the many carriers change as well.  While the health care reform will eventually force the carriers to shoulder higher risk individuals, who would have been declined coverage prior to the legislation, the carriers are scrambling to […]

COBRA Subsidy Expires… Alternatives Available

Effective June 1, 2010, the federal COBRA subsidy expired.  The program was enacted in March of 2009 and allowed COBRA participants to receive a 65% federal subsidy as a part of the Obama Administration’s $787 billion stimulus program.
House Democrats at the end of May elected not to extend the subsidy through the remainder […]

Health Care Reform Timeline for Ohioans

The Patient Protection and Affordable Care Act, or Health Care Reform Bill, was signed by President Obama on March 23, 2010.  Throughout the United State, this legislation has been met with great support and opposition.  However, there is no debating the fact this bill will greatly change the way our current health care […]

Taking the Mystery out of Individual Health Care Coverage

As more and more companies defray healthcare costs by passing them along to employees and more people join the ranks of the self-employed, retired and going-back-to-school, individual health insurance becomes of critical importance. Not only will it keep your family covered in between career moves, it can also be a less-expensive option than employer-provided insurance. […]