Understanding Health Reimbursement Accounts and Health Reimbursement Arrangements (HRA)
In the world of consumer directed healthcare, first there was the MSA, then the HRA and finally the HSA (Health Savings Accounts). Today the HSA is king of the mountain, but for savvy employers across the country, the HRA is a tool that helps them manage their health care costs.
The Health Reimbursement Account (HRA) has […]
Anthem Lumenos HSA: As popularity grows, rates and benefits remain grounded
For the better part of two years, Anthem Blue Cross and Blue Shield has been converting loyalists of competing carriers into proud Anthem policy holders. The secret to this growing admiration? The Lumenos Health Savings Account (HSA) plan.
As individuals, families and employer groups continue to move business over to Anthem, one has to […]
How to Purchase Affordable Individual Health Insurance
Everyone has different health insurance needs and when shopping for the best health insurance plan for your situation it is important to be realistic about what affordable health insurance really is for you and how much value you will find in your individual health insurance plan.
Each year there are over 1.5 million personal bankruptcies and […]
Health Insurance Options for Pastors
As a Health Insurance Specialist for HealthInsuranceChaser.com and Chaser Insurance Group my goal is to find alternative solutions to help individuals find a better health insurance option than they currently have in place. When offering an alternative health insurance option to a pastor in Cincinnati, Ohio I truly realized the opportunity to make changes with the members […]
Comparing Deductibles in Traditional Co-pay and Health Savings Account (HSA) Eligible Plans
In todays health insurance environment it is often difficult to weed through what the terms actually mean, especially when they really have differnt meaning from plan to plan. Afterall, the true meaning is really defined by what is covered and is not coverred.
To start, you must first understand one term and how that effects you as […]
Should You Buy Your Own Private Health Insurance Plan?
Many people these days are deciding to opt out of their employer’s health insurance plan in order to find more affordable options. The Holland family from Cincinnati, Ohio decided it was time to make a change from paying $860 per month for their employer sponsored plan through the husband’s workplace. They started out their search by logging […]
