Health Care Reform Timeline for Ohioans
The Patient Protection and Affordable Care Act, or Health Care Reform Bill, was signed by President Obama on March 23, 2010. Throughout the United State, this legislation has been met with great support and opposition. However, there is no debating the fact this bill will greatly change the way our current health care […]
Taking the Mystery out of Individual Health Care Coverage
As more and more companies defray healthcare costs by passing them along to employees and more people join the ranks of the self-employed, retired and going-back-to-school, individual health insurance becomes of critical importance. Not only will it keep your family covered in between career moves, it can also be a less-expensive option than employer-provided insurance. […]
Ohio’s Individual Market Open Enrollment Begins
Ohio’s newly revised open enrollment program for uninsurable Ohioans is now in effect. The program, which requires all insurers in Ohio’s individual and non-employer group market to participate, was one of the health care reform measures included in Ohio’s recently enacted biennial budget. Below is a summary of the program’s requirements:
Individual Market Open Enrollment for […]
Are you young and uninsured? Then you need to read this!!
Young people are more likely to take risks than older people. This is why you don’t see a lot of 50-year-olds competing in the X-Games. But just because you’re not planning to compete in the Skateboard Big Air competition, doesn’t mean you should ever go without health insurance.
A head injury and hospital stay from a […]
Should a Small Business Owner offer Health Insurance?
Depends? Much of what I am going to say may only apply to the state of Ohio, being that we work mainly with health insurance clients in the surrounding Cincinnati, Cleveland, and Columbus markets. Every situation is different, but the biggest mistake that a small business owner usually makes about their health insurance plan is […]
Are you self-employed and looking for health insurance in Ohio?
The self-employed face some unique challenges when it comes to finding health insurance for their families. Health Insurance specialists can be found online, and can help you find the best policy for your situation.
The brave people who become self-employed often can keep their health coverage by extending their employer group benefits through COBRA. (The Consolidated Omnibus Budget […]
How to Find Individual and Family Health Insurance Plans in Ohio
Affordable health insurance in Cincinnati, Columbus, Dayton, Cleveland, Akron, Toledo or any other city can be very easy to find if you know what to look for and how to find it. Health insurance carriers such as Anthem, Medical Mutual of Ohio, United Healthcare, Humana, Aetna and many others are always competing for new individual […]
How to Purchase Affordable Individual Health Insurance
Everyone has different health insurance needs and when shopping for the best health insurance plan for your situation it is important to be realistic about what affordable health insurance really is for you and how much value you will find in your individual health insurance plan.
Each year there are over 1.5 million personal bankruptcies and […]
Anthem Blue Cross and Blue Shields Pre-Existing Condition Clause for Ohio, Kentucky, and Indiana
Preexisting Condition Clauses vary from state to state, but the basic concept is:
If you have not had coverage in the past 63 days, then you are subject to a look back that determines how far the insurance company will not cover the expenses related to the condition going forward. The expenses related to the condition include […]
