Federal judge upholds health care reform
In what is determined to be the first ruling regarding the constitutionality of the Patient Protection and Affordable Care Act, a Michigan federal judge ruled that Congress has the constitutional authority to require individuals to have health insurance or face penalties.
U.S. District Judge George Caram Steeh said of his decision: “The minimum coverage provision, which […]
Healthcare Reform Changes and the Impact on Grandfathered Plans
Grandfathered plans are required to meet some, but not all, of the health insurance reform changes as described in the Patient Protection and Affordable Care Act. A “Grandfathered Health Plan” is defined as a group health plan or health insurance coverage in which an individual was enrolled on or before March 23, 2010. To learn […]
Medical Mutual of Ohio: High Risk Pool
As of August 1st, 2010, Medical Mutual of Ohio has been accepting applications for the Ohio High Risk Pool. The High Risk Pool is a result of the Patient Protection and Affordable Care Act (PPACA), or health care reform, which was approved by President Obama on March 23, 2010. The purpose of the […]
Health Care Reform Update: Removing lifetime & dollar limits for essential health benefits
As a result of the Patient Protection and Affordable Care Act (PPACA), or Health Care Reform Bill, health insurance carriers must remove lifetime limits and annual dollar limits on covered services that are determined to be “essential health benefits”. These essential health benefits are determined by the US Department of Health and Human Services (HHS). […]
Medical Mutual of Ohio to Operate Temporary High Risk Pool
As stated in the Patient Protection and Affordable Care Act, states must provide a temporary high risk pool to those individuals who are unable to purchase health insurance due to pre-existing conditions. As of last week, Mary Jo Hudson, the Director of the Ohio Department of Insurance announced that Medical Mutual of Ohio […]
