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EDUCATING INDIVIDUALS AND FAMILIES ABOUT APPROPRIATE AND AFFORDABLE
MEDICAL / HEALTH INSURANCE OPTIONS

High deductible HSA plans becoming a more popular option to employers/employees

Cliff Peale of the Cincinnati Enquirer (11/1, Peale) writes this week about the open enrollment period that many businesses are facing between now and January 1, 2011.  During this election period, employees select their health insurance coverage for the upcoming benefit year.  Peale writes: “Disappearing fast is the health maintenance organization (HMO), the symbol of […]

Ohio Health Insurance Glossary

 Additional Insured: Anyone covered under your plan that is not named as insured in your documentation from the insurance company.
Benefit: The dollar amount your carrier will pay when you file a claim for a covered loss.
Benefit Period: The interval during which you will be eligible for benefits. Generally, your benefit period will begin with the […]

Taking the Mystery out of Individual Health Care Coverage

As more and more companies defray healthcare costs by passing them along to employees and more people join the ranks of the self-employed, retired and going-back-to-school, individual health insurance becomes of critical importance. Not only will it keep your family covered in between career moves, it can also be a less-expensive option than employer-provided insurance. […]

Taking the Mystery out of Individual Health Care Coverage

As more and more companies defray healthcare costs by passing them along to employees and more people join the ranks of the self-employed, retired and going-back-to-school, individual health insurance becomes of critical importance. Not only will it keep your family covered in between career moves, it can also be a less-expensive option than employer-provided insurance. […]