New Ruling on Child Only Policies
On Monday, September 27th, the Ohio Department of Insurance (ODI) released an emergency ruling related to the implementation of the new federal requirement, which determines that children under the age of 19 not be denied coverage or be subject to limitations or exclusions because of pre-existing health conditions. In an effort to encourage insurers to […]
Recent Healthcare Reform Changes!
On September 23, 2010 new laws regarding health insurance were enacted as a result of the healthcare reform bill. Since then the following changes have been implemented:
Lifetime limits: Health insurance plans may not impose dollar limits on essential health benefits.
Rescissions: No rescissions are permitted, except in cases of fraud or misrepresentation.
Coverage for adult children: Children […]
Anthem to Suspend Sale of Child Only Policies
Effective September 23, 2010, Anthem Blue Cross & Blue Shield will suspend the sale of child only policies in all states, except those states that are required by law to offer such policies. As a result of the Patient Protection and Affordability Care Act (PPACA), insurers are facing a lot of uncertainty regarding how the […]
Another Wellness HSA Option in Ohio
As mentioned in an earlier post, the Lumenos Health Savings Account (HSA) plan, offered by Anthem Blue Cross & Blue Shield, has become very popular among individual health insurance policies. Other major carriers have taken notice of this and developed plans that are very similar in terms of benefits and premiums. One carrier in Ohio that has […]
Health Care Reform Timeline for Ohioans
The Patient Protection and Affordable Care Act, or Health Care Reform Bill, was signed by President Obama on March 23, 2010. Throughout the United State, this legislation has been met with great support and opposition. However, there is no debating the fact this bill will greatly change the way our current health care […]
Ohio Health Insurance Glossary
Additional Insured: Anyone covered under your plan that is not named as insured in your documentation from the insurance company.
Benefit: The dollar amount your carrier will pay when you file a claim for a covered loss.
Benefit Period: The interval during which you will be eligible for benefits. Generally, your benefit period will begin with the […]
Are you self-employed and looking for health insurance in Ohio?
The self-employed face some unique challenges when it comes to finding health insurance for their families. Health Insurance specialists can be found online, and can help you find the best policy for your situation.
The brave people who become self-employed often can keep their health coverage by extending their employer group benefits through COBRA. (The Consolidated Omnibus Budget […]
